S I L V E R   O A K   B A N K
Simple & Secured Banking

Bank Confidently. Grow Consistently.

Silver Oak delivers UK-grade security and seamless digital banking—built for your everyday spending, saving and long-term goals.

Save For The Future

Smarter Money. Brighter Future.

Track balances, move money, and automate savings from any device. With Silver Oak, your money works 24/7—so you don’t have to.

Experience Future Banking

Digital First. Customer Always.

From instant transfers to tailored insights, we personalise your banking—backed by strong security and reliable support.

Foreign Exchange & Markets

Banking For Everyone

World-Class Banking Services

Experience secure, transparent and modern banking with Silver Oak.

Mobile Banking

Check balances, move money, pay bills and get instant alerts. Strong authentication keeps your account protected at all times.

Loans & Credit

Competitive rates, quick decisions and clear terms—choose from personal, home and business financing built around your plans.

Savings

Grow your money with flexible accounts and helpful automation. Manage everything online with zero friction.

  • Corporate Services
  • 2.5k+ Cards Issued

About Silver Oak

Trusted, Digital-First Banking

Silver Oak blends strong security with intuitive technology to deliver modern banking for individuals and businesses. We focus on clarity, speed and support—so you can bank with confidence.

  • Personal & Business Solutions
  • Dedicated Support & Guidance

“Your goals. Our priority. Banking that simply works.”

Banking for Individuals

Simple accounts, smart tools and real support. Control spending, save automatically and get insights that help you do more with your money.

Banking for Corporates

Streamline cashflow, accept payments and access working-capital financing. Our business tools scale with your operations.


Flexible Financing

Loans & Credit

Clear choices, competitive rates and support from application to approval.

Home Loans

Competitive mortgages with flexible terms and helpful guidance.

Education

Affordable options to support tuition, tools and training.

Business

Working capital and growth finance tailored to your plans.

Cards & Payments

Get Your Silver Oak Card

Tap, swipe and shop securely—online and in-store. Enjoy real-time alerts, spending controls and worldwide acceptance.

  • Everyday Purchases

    Fast, reliable payments for all essentials.

  • Business Expenses

    Keep company spend organised with card controls.

  • Online Shopping

    Shop confidently with strong protection on every transaction.

Plan & Grow

Save For The Future

Build healthy habits with automation, goals and clear insights from Silver Oak.

Investment Hub

Access diversified options and track performance with simple dashboards and transparent fees.

Managed Funds

Professional management aligned to your goals and risk appetite—made easy to start and maintain.

Account Types

From everyday banking to long-term savings—choose the account that fits how you live and earn.